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Research information sheet number 107 - september 2003 1 credit card usage of college students: frances c lawrence, rebecca c christofferson, susan e nester,. Argumentative essay on credit cards american credit card usage when we don’t have money we go to credit cards for purchasing products that we need or want we use credit cards as a way to make purchases instead of using cash. Discover the advantages of credit cards and credit card benefits such as building credit most people use credit cards for their convenience but take for.Download